2020 has been a wild year to say the least!  In March, April, May, and June of this year the home lending industry, tightened their belts to protect themselves from the unknown financial damage that the pandemic could cause.  Lenders began tightening credit conditions...

March 9, 2019

What is a Hard Money Loan?

A hard money loan refers to a loan that is obtained based on the value of a real estate property. These forms of loans have higher interest rates than those obtained from conventional commercial or residential property loans. They are also giv...

February 6, 2019

Refinancing involves replacing an existing mortgage with a new loan. People usually refinance their mortgage with the aim of reducing their monthly payments and interest rate. They also refinance their mortgage to change their loan program to a fixed-rate mortgage.

January 14, 2019

If you are in search of a mortgage to purchase a home, or maybe you want to renew an existing mortgage on your property, which option will you go for?... a mortgage broker or a traditional bank?

The major difference between the two is that a bank mortgage officer provid...

October 29, 2018

The home buying experience is slightly different for veterans. If you’re still on active duty, you may have limited time to sell your current home and choose a new one. If you’re planning to move on to civilian life, there’s every possibility that you’re looking for a...

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