Mortgage Specialists

Big banks offer fewer options for Rates and Programs. We shop our 15 national wholesale lenders partners to find the best rate for our clients! Typically when you work with big banks, you aren't considered a person, you're considered a number. They identify you as your loan file number, you become another static of their pipeline. Mortgage Specialists is a local brokerage firm who deals directly with each and every client. We are hands on throughout the entire loan process, f

We offer traditional financing with program options including Conventional, Jumbo, FHA, VA and Renovation loans. We are also home to a Const

We have a conventional loan program with 3% down payment option. This is an excellent alternative to FHA financing and actually offers even less money out of pocket! (FHA requires 3.5% down payment) What does this mean for your you as a realtor? No need to worry about the house meeting FHA inspection and appraisal requirements Third party professionals, like inspectors, do not need to be FHA approved You can possibly show your customers higher priced homes Less time and stres