Big banks offer fewer options for Rates and Programs. We shop our 15 national wholesale lenders partners to find the best rate for our clients!
Typically when you work with big banks, you aren't considered a person, you're considered a number. They identify you as your loan file number, you become another static of their pipeline. Mortgage Specialists is a local brokerage firm who deals directly with each and every client. We are hands on throughout the entire loan process, from pre-approval to closing. We personally know all of our clients and act in their best interest. We personally contact all parties involved in the loan transaction to keep everyone updated and informed all the way to the closing table.
Most big banks do not know or contact all parties involved in the transaction, like the real estate agents representing the buyers or sellers. It is our priority at Mortgage Specialists, to update all parties involved on a weekly basis, and to work in the best interest of our clients.
We educate our clients on all possible interest rate and loan program options, so they can make an informed and confident lending decision. We have the ability to offer some of the lowest rates around since we have the ability to shop so many lenders, unlike big banks who can just offer in house rates. WE MAKE THE LENDERS COMPETE FOR YOU!
Contact us today for more information!